Fdic Bank Watch List 2025. Banks on this list have a camels composite rating of “4” or “5” due to financial, operational, or managerial weaknesses, or a combination of such issues. Reports from 4,568 commercial banks and savings institutions insured by the federal deposit.

The fdic has identified more “problem” banks and growth in uninsured deposits, raising questions around the $250,000 cap on deposit insurance. Certificate is a unique number assigned by the fdic used to identify institutions and for.